Thursday, May 11, 2017

“It’s About Your Image” Event, May 24, 2017, 2:00 PM to 7:00 PM at Catalyst Media Center

Last year, Scott Livingston, a Senior Loan Officer with Movement Mortgage, noticed that
many small business owners wanted to have an updated professional headshot but
often put it off because of time constraints or the commonly charged fee of $150 or
more. “I teamed up with a local professional photographer to offer an inexpensive
oneday opportunity for small business owners to have a winning professional photo
taken.” The event was such a success that Mr. Livingston decided to do it again, and
this year’s event has been expanded to provide more opportunities for small businesses
to connect and grow. He has partnered with Lynn DeSena of STA Title & Escrow, Pam
Kuper, Realtor at Century 21 New Millennium, Cheryl Yancey, owner of Beauty & Logic
Designs, and Bryce Kinsey, owner of Catalyst Media Center. On May 24th,
photographer Tiffany Baird, of Images by Tiffany, will set up a one day
studio at Catalyst Media Center, located at 3451 Jefferson Davis Hwy, Fredericksburg, VA 22408,
where business owners can take advantage of a 15 minute time slot between 2:00 PM and
7:00 PM to get photographed. Additionally, Catalyst Media Center will be conducting
Onsite video interviews to be released to participating guests. Five local charitable
Nonprofit organizations will also be present at Catalyst to talk about volunteer openings
and upcoming fundraising events. To add to the fun, there will be special musical
performances and gift basket drawings. Fredericksburg favorites, Will’s Place, and Pifer
Brother’s food trucks will be onsite as well. Admission is free but attendees are asked
to bring in canned goods for the Fredericksburg Regional Area Food Bank or business
clothing items to help the Fredericksburg Area Association of Realtors (FAAR) with their
annual “Clothing for a Cause” drive. To reserve your spot, email Lynn DeSena at or find the Facebook event page, “It’s About Your Image.”


Wednesday, May 3, 2017

How Errors in Public Records Can Affect Your Home's Title 

Although the property you just purchased is new to you, it has a history, and sometimes, these histories can include unwanted baggage. During a real estate transaction's closing process, a title search on the property is completed to determine whether there are title defects that can have an effect on the purchase.
One common title issue buyers face when completing a title search is an error in public records. Humans aren't error-free, and a clerical or fi ling error regarding your property can have an effect on the deed and result in costs you may not have expected.
A title search is performed in order to determine if your home's title is clear, as well as to fi nd any mistakes that could have been made in public records.
An example of an error that could be fi led in public records is a description of the property that may appear to be accurate but isn't, like the square footage of the home. Since banks and lenders will only offer about 80-to-90 percent of a home's appraised value, if the home's actual square footage is different than what is listed on the documents, buyers may run into an issue with receiving the needed loan amount. As a result, buyers may be unable to obtain the loan and therefore unable to purchase the property.
 Improperly fi led legal documents, pending legal action or unreleased mortgages mishandled by public records can result in additional headaches for the buyers unless these issues are resolved.